OwedifyThis Privacy Policy explains how Owedify ("we," "us," or "our") handles information when you visit owedify.com or use our digital kits. We keep this simple on purpose, because privacy is part of the product.
The most important point: Our kits run entirely on your own device in your web browser. The personal details you type into a kit (names, bill amounts, account numbers, dates) stay on your device. They are not uploaded to us or sent to any server.
Information we collect
Information you give us
- Your email address, if you subscribe to our list or contact us.
- Order information when you buy a kit. Payments are processed by our checkout and marketplace partners. We receive your name, email, and order details, but we never see or store your full card number.
Information collected automatically
- Analytics about which pages you visit, so we can see what is helpful and keep making the site better for you.
- Standard technical data your browser sends, such as device type and general location by region.
- If you accept cookies, measurement and advertising tags from Meta (Facebook and Instagram), Pinterest, and Google. These help us understand what is working and reach more people who would find Owedify useful. They only load after you accept cookies, and you can decline.
How we use information
We use the limited information we collect to give you a better experience, specifically:
- To deliver the kit you bought and to help you if you have a question.
- To send the emails you signed up for and to let you know when a new kit could help you. You can unsubscribe at any time using the link in any email.
- To learn which pages and kits people find most useful, so we can keep improving the site for you.
- With your consent, to show you Owedify on platforms like Facebook, Instagram, and Pinterest, and to measure whether those ads are helpful, so we reach people who actually want what we make.
Cookies and advertising
When you first visit, we ask whether you accept cookies. If you decline, we do not load any advertising or measurement tags, and we use only the cookies needed to run the site. If you accept, we use tags from the partners below to measure our marketing and to show Owedify to people who would find it useful:
- Meta (Facebook and Instagram), for ads and conversion measurement.
- Pinterest, for ads and conversion measurement.
- Google, for analytics and ads measurement.
You can change your mind at any time. Clearing cookies in your browser, or using your browser and device privacy settings, withdraws your consent. You can also opt out of personalized ads directly with each platform in your account settings there.
Payment processing
Purchases are handled by third-party processors and marketplaces (for example, our checkout provider, Stripe, or Etsy). Their handling of your payment information is governed by their own privacy policies.
Sharing
We do not sell your personal information. We share it only with service providers who help us run the business, such as our email, analytics, payment, and advertising partners, and only as needed to provide the service, or when required by law. We share information with advertising and analytics partners only after you have accepted cookies.
Your choices and rights
Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, or to opt out of marketing. To make a request, email us at hello@owedify.com. We will respond within a reasonable time.
Security
We take reasonable steps to protect the limited information we hold. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security.
Changes
We may update this policy from time to time. When we do, we will change the effective date at the top of this page.
Contact
Questions about privacy? Email hello@owedify.com.