Your privacy

Privacy Policy

Effective date: June 9, 2026

This Privacy Policy explains how Owedify ("we," "us," or "our") handles information when you visit owedify.com or use our digital kits. We keep this simple on purpose, because privacy is part of the product.

The most important point: Our kits run entirely on your own device in your web browser. The personal details you type into a kit (names, bill amounts, account numbers, dates) stay on your device. They are not uploaded to us or sent to any server.

Information we collect

Information you give us

Information collected automatically

How we use information

Payment processing

Purchases are handled by third-party processors and marketplaces (for example, our checkout provider, Stripe, or Etsy). Their handling of your payment information is governed by their own privacy policies.

Sharing

We do not sell your personal information. We share it only with service providers who help us run the business (such as email and payment providers), and only as needed to provide the service, or when required by law.

Your choices and rights

Depending on where you live, you may have the right to access, correct, or delete the personal information we hold about you, or to opt out of marketing. To make a request, email us at hello@owedify.com. We will respond within a reasonable time.

Security

We take reasonable steps to protect the limited information we hold. No method of transmission or storage is perfectly secure, so we cannot guarantee absolute security.

Changes

We may update this policy from time to time. When we do, we will change the effective date at the top of this page.

Contact

Questions about privacy? Email hello@owedify.com.